SSI is a great resource for families to get financial aid and medical aid for their children. It is very difficult to get, but easy to lose if you don't keep an eye on where you put your resources.
Almost 4 years ago my brother-in-law passed away. What I did not know is that he was on a joint account with my mother-in-law. When he passed, my husband took on the account, and did not inform me of the issue because he felt it was his mothers money and resources. What he did not know is that, when you put your name and social security number on another account, it is counted in your family resources. When SSI found out, not only did they cut him off, they sent us notice that we owed for back payment.
So, how did we get out of this mess?
My husband got off the account. Each bank has a different policy, and many offer ways you can get on the account to help a senior parent without having the money count as extra resources.
We had to show proof that his name was off the account. His mother also had to sign a form stating the money was hers and she was the only person using it.
We had to sign a very long waiver for both of the children.
This must be done in a timely manner because, if it isn't, you are up a creek without a paddle.
Go through the local office, because the Philadelphia office takes a long time to speak with a representative.
Be honest and take care of the matter as soon as you notice the error. I thought I would be charged with purgery, but was honest and they realized it was an honest mistake.
I share this story because I don't want it to happen to anyone else.